58  Total SME IPOs listed in 2025

2,593.84 Crs.  Total funds raised in 2025

40  SME IPOs listed with Gain in 2025

18  SME IPOs listed with loss in 2025

58  Total SME IPOs listed in 2025

2593.84 Crs.  Total funds raised in 2025

40  SME IPOs listed with Gain in 2025

18  SME IPOs listed with loss in 2025

58  Total SME IPOs listed in 2025

2593.84 Crs.  Total funds raised in 2025

40  SME IPOs listed with Gain in 2025

18  SME IPOs listed with loss in 2025

58  Total SME IPOs listed in 2025

2593.84 Crs.  Total funds raised in 2025

40  SME IPOs listed with Gain in 2025

18  SME IPOs listed with loss in 2025

My Mudra Fincorp Limited IPO Analysis

My Mudra Fincorp IPO is a book build IPO listing on NSE EMERGE exchange. The company is based in New Delhi and caters to Banking And Finance - FinTech sector. Hem Securities is the merchant banker of My Mudra Fincorp IPO. It is a SME IPO which filed its Draft Red Herring Prospectus (DRHP) on 2nd July 2024.

My Mudra Fincorp IPO posted revenues of Rs 71.14 crores and PAT of Rs 8.36 crores in FY25 on annualised basis.

Nature of IPO : SME
Exchange : NSE EMERGE
IPO Type : Book Building

My Mudra IPO Financial Performance (Restated)

Financial results of My Mudra Fincorp IPO based on restated financials as per prospectus and IPO review parameters can be referred to below.

Amount in ₹ crores
Financials
FY 24
FY 23
FY 22
Balance Sheet
Assets
0.30
0.15
0.09

Net Worth
0.17
0.08
0.04

Total Debt
0.10
0.04
0.03

Profit & Loss
Revenue
Revenue on annualised basis
0.71
0.71
0.54
0.28

EBITDA
EBITDA on annualised basis
0.13
0.13
0.06
0.01

PAT
PAT on annualised basis
0.08
0.08
0.03
[●]

Notes:
1) Total debt incluides long-term borrowings and short-term borrowings.
2) Revenue means the Revenue from Operations as appearing in the Restated Financial Statements.

My Mudra IPO Key performance Indicators (KPI)

My Mudra Fincorp IPO PAT Margin is 11.27%, ROCE (Return on Capital Employed) is 0.46% as per latest financial. The below table shows My Mudra Fincorp IPO Key Performance Indicators (KPI) as mentioned in company’s prospectus.

Particulars
FY 24
FY 23
FY 22

EBITDA Margin (%)
18.31
11.11
3.57

PAT Margin (%)
11.27
5.56
[●]

EPS (Rs.)
10.09
4.19
0.63

ROE (%)
47.06
37.50
[●]

ROCE (%)
0.46
0.44
0.14

ROA (%)
26.67
20.00
[●]

Debt to Equity (x)  
0.59
0.50
0.75

Notes:
1) The EPS represents post-bonus basic EPS.
2) Return on Equity is ratio of Profit after Tax and Total Equity.
3) Return on Assets is ratio of Profit after Tax and Total Assets.
4) Debt to Equity is ratio of Total borrowings and Total Equity.

My Mudra Fincorp IPO Valuation Metrics

The market Capitalisation of My Mudra Fincorp IPO is Rs 125.31 crores at the time of IPO and other IPO valuation metrics of this IPO is mentioned below.

Key Metrics (at the time of IPO)


Market Capitalisation (Rs. Cr.):
125.31

Enterprice Value (EV) (Rs. Cr.):
125.39

EV/EBITDA (times) :
964.54

PE Multiple (times) :
15.00

P/B (times) :
3.75

NAV (Rs.) :
20.29

Notes:
1) The Enterprise Value is calculated as Market Cap. + Total Debt - Cash and Cash Equivalents.
2) Price to Book multiple is calculated as the ratio of Market Cap. and Net Worth post IPO proceeds.

What are the key financial metrics in My Mudra prospectus?

The My Mudra Fincorp IPO prospectus highlights an Return on Equity (ROE) of 15%, Return on Assets (ROA) of 12%, and an EBITDA Margin of 18%, showcasing financial performance.

How do profitability ratios impact the evaluation of My Mudra IPO?

Profitability ratios like Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin shows My Mudra Fincorp IPO financial report. Analysing these metrics can provide insights into the company’s efficiency, profitability, and long-term growth potential.

What is the market capitalisation for My Mudra IPO ?

The post-IPO market capitalisation of My Mudra Fincorp IPO is ₹125.31 Cr, based on the issue price and share structure. It helps investors gauge the company’s valuation and compare it with industry peers before investing.

What is the PE Multiple of My Mudra IPO?

The My Mudra Fincorp IPO has a Price-to-Earnings (PE) ratio of 15.00 X, indicating valuation compared to industry peers. It helps investors determine if the stock is overvalued or undervalued compared to its earnings and industry peers.

What is the Revenue of My Mudra Fincorp IPO?

My Mudra Fincorp IPO reported revenue of ₹71.14 Cr in the latest fiscal year, showing business performance, on annualised basis. Revenue figures from My Mudra Fincorp IPO provide insights into sales growth, market demand, and business scalability.

What is the EBITDA of My Mudra Fincorp IPO?

My Mudra Fincorp recorded an EBITDA of ₹ 0.13 Cr., reflecting operational efficiency. EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortisation) measures operational profitability.

What is the PAT of My Mudra Fincorp IPO?

My Mudra Fincorp Profit After Tax (PAT) is ₹0.08 Cr, reflecting earnings growth. Profit After Tax (PAT) reflects the company’s actual earnings after all expenses, taxes, and deductions

IPO Key Highlights

*At the time of IPO, on Annualised Basis
  • Revenue: ₹ 0.71 Cr.
            EBITDA: ₹ 0.13 Cr.
            PAT: ₹ 0.08 Cr.
  • EBITDA Margin: 18.31 %
            Pat Margin: 11.27%
  • Net Worth: ₹ 0.17 Cr.
  • Market Capitalisation: ₹ 125.31 Cr.
  • P/E: 15.00 times
  • P/BV: 3.75 times
  • EV/EBITDA: 964.54 times

Revenue

(As Annualised)

EBITDA

(As Annualised)

PAT

(As Annualised)
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FAQs

My Mudra Fincorp operates in Banking And Finance - FinTech and Acts As A Channel Partner (DSA) For Major Banks And NBFCs In India.. The Issue is listed on NSE EMERGE in Sep, 2024. My Mudra Fincorp IPO size was 33.26 with Issue price of 110.00 .

My Mudra Fincorp IPO subscription was 102.48 X. IPO subscription refers to applications received in an IPO by each quota, i.e., QIB, Retail, and NII. In some IPOs, Eligible employee quota and shareholder’s quota are also present. Learn more about IPO subscriptions here.

My Mudra Fincorp IPO listed at a listing price of 123.50 against the offer price of 110.00.

The current market price of My Mudra Fincorp is 67.20.

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